Ripple has made headlines, announcing a major $500 million strategic investment at a $40 billion valuation. The round was led by a roster of institutions, including Fortress Investment Group, Citadel Securities, and Pantera Capital. This move comes as the company wraps up its strongest year yet, following a $1 billion tender offer that drew deep interest from the financial world. The latest investment forges new relationships with influential financial partners eager to tap Ripple’s expanding ecosystem.
Transforms global payments with crypto
Ripple’s ambition has always been to make global payments seamless and efficient. Its recent acquisitions show remarkable progress. In just two years, it has closed six deals, two of which crossed the $1 billion mark, expanding its reach into payments, custody, and now prime brokerage.
Earlier this year, acquiring Rail brought critical stablecoin infrastructure to Ripple Payments. This now allows businesses to transfer funds cross-border with Ripple USD (RLUSD) and XRP.
As a result, over $95 billion in payment volumes, which highlights not just market adoption, but real-world utility. With 75 regulatory licenses under its belt, Ripple enables its customers to move money globally, reducing intermediaries and streamlining liquidity management.
Appetite for stablecoins and institutional scale
Demand for trusted stablecoins has surged in the post-GENIUS Act landscape, especially for treasury payments and as collateral. Ripple’s acquisition of GTreasury in October highlights its push into this space.
GTreasury integrates trillions in managed volume for Fortune 500 users looking for stable, round-the-clock money movement. RLUSD crossed a $1 billion market cap in less than a year after launch, showing that the market finds real value in Ripple’s stablecoin offering.
The acquisition of Hidden Road, now renamed Ripple Prime, is already paying off. Client collateral has doubled, transactions top 60 million daily, and the business has tripled in size. Ripple Prime is now scaling into collateralised lending for XRP. It is supporting new institutions eager to trade and transact using Ripple-powered solutions.
Fintech for the next era
From payments to custody and prime brokerage, Ripple continues to roll out solutions designed for the new era of digital finance. Its blockchain-based payments technology speeds up cross-border transactions.
Ripple Custody offers secure asset management. Ripple Prime gives institutional clients a robust multi-asset trading platform.
By leveraging RLUSD and XRP, Ripple’s innovations make legacy financial infrastructure more efficient. These solutions open up fresh opportunities for digital assets to work harder for businesses everywhere.
With big investors, bold acquisitions, and booming products, Ripple is setting the pace in global fintech. The company promises to reshape how money moves in the digital age.
“This investment reflects both Ripple’s incredible momentum and further validation of the market opportunity we’re aggressively pursuing by some of the most trusted financial institutions in the world,” said Brad Garlinghouse, Ripple CEO. “We started in 2012 with one use case – payments – and have expanded that success into custody, stablecoins, prime brokerage and corporate treasury, leveraging digital assets like XRP. Today, Ripple stands as the partner for institutions looking to access crypto and blockchain.”
